For many individuals, their homes are the most substantially valued asset in their
possession and any damage or loss to your home (the building) or contents inside it can cause
unimaginable stress.
Homeowners’ Insurance is a form of property insurance that protects an individual’s home against
damages to the house itself, or to possessions in the home. Homeowners insurance also provides
liability coverage against accidents in the home or on the property.
- Home buildings and home contracts
- Flood Cover
- Storm Damage to fences gates and walls automatically covered
- Mechanical or electrical breakdown of home appliances
- Full Accidental Damage
- Personal Valuables and Personal effects
- Australia Wide or Worldwide automatic cover for personal items
- Jewellery cameras sporting equipment and other contents up to $10,000
- Credit Card Fraud coverage if your card is lost or stolen up to $5,000
- Personal liability
- Public/Personal Liability $20,000,000 worldwide
In addition to this, many individuals and entities own real property and hold it for
investment and other purposes. The value of these properties can be substantial
and as such, it is important to protect this real property from any risk of damage or loss.
We have can arrange insurance cover that can give you peace of mind and confidence that your property
will be looked after should something go wrong.
Common policies will include cover that:
- Widely cover of both accidental loss and damage to protect your rental property.
- Protect you against problematic tenants – vandalism or malicious acts by tenants
- Cover of loss by a tenant or their visitors by fire, explosion, etc.
- Optional covers for rent default and theft by a tenant and cover for loss of rent.
This list and it’s accompanying explanations are only general in nature and do not constitute advice in any shape or form. For specific cover, please refer to the Product Disclosure Statements of the relevant insurance policy wording.
For professional advice and free quotation, please contact us.